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Hermantown, MN vs Melrose, MN

103
Hermantown
Minnesota
VS
+29.1%
80
Melrose
Minnesota

There is a significant gap in the cost of living between these two cities. Melrose is 29.1% cheaper than Hermantown. With a cost index of 80 vs 103, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Melrose to Hermantown should plan for substantially higher expenses across most categories.

On the housing front, median rent in Hermantown is $1,375/month compared to $1,061/month in Melrose — a 30% difference. Home values follow the same pattern: Melrose is more affordable at $198,300 median vs $374,000.

Median household income in Hermantown is $92,026 compared to $58,107 in Melrose (+58.4%). While Hermantown is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hermantown spend roughly 17.9% of their income on rent, less than the 21.9% in Melrose.

Climate-wise, both cities share similar average temperatures (40.6°F vs 42.5°F). Hermantown receives more rainfall at 31.2" per year compared to 24.1" in Melrose.

Income & Cost

Cost of Living Index
Hermantown
103
Melrose
80
23% cheaper
Median Household Income
Hermantown
$92,026
37% higher
Melrose
$58,107

Housing

Median Rent
Hermantown
$1,375
Melrose
$1,061
23% cheaper
Median Home Value
Hermantown
$374,000
Melrose
$198,300
47% cheaper
Population
Hermantown
10,192
Melrose
3,608

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Hermantown $2.97
Melrose $2.97
US $3.07
🥚
Eggs (grade A, large)
Hermantown $2.42
Melrose $2.43
US $2.50
🥛
Milk (whole)
Hermantown $3.90
Melrose $3.91
US $4.03
🍞
Bread (white)
Hermantown $1.79
Melrose $1.79
US $1.85
🍗
Chicken breast
Hermantown $4.01
Melrose $4.02
US $4.14
Electricity
Hermantown $0.17
Melrose $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Hermantown 40.6°F
Melrose 42.5°F
Summer High
Hermantown 78°F
Melrose 80°F
Winter Low
Hermantown 2°F
Melrose 2°F
Rainfall
Hermantown 31.2"
Melrose 24.1"
Rainy Days
Hermantown 133d
Melrose 92d