Heber-Overgaard, AZ vs St. David, AZ

The cost of living difference between Heber-Overgaard, AZ and St. David, AZ is dramatic. St. David is 47.6% cheaper than Heber-Overgaard, a gap that translates to thousands of dollars per year in household expenses. Heber-Overgaard has a cost index of 79 while St. David sits at 54, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Heber-Overgaard is $741/month compared to $433/month in St. David — a 71% difference. Home values follow the same pattern: St. David is more affordable at $121,000 median vs $281,600.

Median household income in Heber-Overgaard is $56,667 compared to $45,417 in St. David (+24.8%). The higher salaries in Heber-Overgaard partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Heber-Overgaard spend roughly 15.7% of their income on rent, more than the 11.4% in St. David.