Heber-Overgaard, AZ vs Naco, AZ

The cost of living difference between Heber-Overgaard, AZ and Naco, AZ is dramatic. Naco is 36.8% cheaper than Heber-Overgaard, a gap that translates to thousands of dollars per year in household expenses. Heber-Overgaard has a cost index of 79 while Naco sits at 58, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Heber-Overgaard is $741/month compared to $694/month in Naco — a 7% difference. Home values follow the same pattern: Naco is more affordable at $75,800 median vs $281,600.

Median household income in Heber-Overgaard is $56,667 compared to $49,750 in Naco (+13.9%). Heber-Overgaard does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Heber-Overgaard spend roughly 15.7% of their income on rent, less than the 16.7% in Naco.

Climate-wise, Naco is notably warmer with an average of 62.3°F compared to 56.7°F in Heber-Overgaard. Naco receives more rainfall at 11.8" per year compared to 6.5" in Heber-Overgaard.