Head of the Harbor, NY vs Montauk, NY

Montauk is moderately more affordable than Head of the Harbor, with a 9.2% lower cost of living index. Head of the Harbor scores 217 compared to 199 for Montauk, where the US average is 100. This difference means residents of Head of the Harbor can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Head of the Harbor is $2,833/month compared to $2,061/month in Montauk — a 38% difference. Interestingly, home values tell a different story: while Montauk has cheaper rent, Head of the Harbor actually has lower median home values ($1,123,900 vs $1,186,400).

Median household income in Head of the Harbor is $250,001 compared to $129,375 in Montauk (+93.2%). While Head of the Harbor is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Head of the Harbor spend roughly 13.6% of their income on rent, less than the 19.1% in Montauk.

Climate-wise, both cities share similar average temperatures (53.1°F vs 53°F). Head of the Harbor receives more rainfall at 46" per year compared to 44.3" in Montauk.