Hazard, KY vs Warsaw, KY

Hazard is moderately more affordable than Warsaw, with a 6% lower cost of living index. Hazard scores 66 compared to 70 for Warsaw, where the US average is 100. This difference means residents of Warsaw can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Hazard is $718/month compared to $768/month in Warsaw — a 7% difference. Home values follow the same pattern: Hazard is more affordable at $146,100 median vs $168,400.

Median household income in Hazard is $68,582 compared to $58,284 in Warsaw (+17.7%). Hazard offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Hazard spend roughly 12.6% of their income on rent, less than the 15.8% in Warsaw.