Hays, MT vs Wolf Point, MT
There is a significant gap in the cost of living between these two cities. Hays is 16.4% cheaper than Wolf Point. With a cost index of 54 vs 65, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Hays to Wolf Point should plan for substantially higher expenses across most categories.
On the housing front, median rent in Hays is $550/month compared to $730/month in Wolf Point — a 25% difference. Home values follow the same pattern: Hays is more affordable at $61,100 median vs $124,600.
Median household income in Hays is $57,875 compared to $48,750 in Wolf Point (+18.7%). Hays offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Hays spend roughly 11.4% of their income on rent, less than the 18% in Wolf Point.
Climate-wise, both cities share similar average temperatures (43.6°F vs 43°F). Wolf Point receives more rainfall at 12.2" per year compared to 11.8" in Hays.
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Housing
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Climate
NOAA 30-year normals (1991-2020)