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Hayfield, MN vs St. Marys Point, MN

75
Hayfield
Minnesota
VS
-39.9%
125
St. Marys Point
Minnesota

The cost of living difference between Hayfield, MN and St. Marys Point, MN is dramatic. Hayfield is 39.9% cheaper than St. Marys Point, a gap that translates to thousands of dollars per year in household expenses. Hayfield has a cost index of 75 while St. Marys Point sits at 125, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Hayfield is $933/month compared to $1,636/month in St. Marys Point — a 43% difference. Home values follow the same pattern: Hayfield is more affordable at $173,000 median vs $471,400.

Median household income in Hayfield is $69,688 compared to $106,250 in St. Marys Point (-34.4%). The higher salaries in St. Marys Point partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Hayfield spend roughly 16.1% of their income on rent, less than the 18.5% in St. Marys Point.

Climate-wise, both cities share similar average temperatures (44.8°F vs 46.5°F). Hayfield receives more rainfall at 34.7" per year compared to 29.2" in St. Marys Point.

Income & Cost

Cost of Living Index
Hayfield
75
40% cheaper
St. Marys Point
125
Median Household Income
Hayfield
$69,688
St. Marys Point
$106,250
34% higher

Housing

Median Rent
Hayfield
$933
43% cheaper
St. Marys Point
$1,636
Median Home Value
Hayfield
$173,000
63% cheaper
St. Marys Point
$471,400
Population
Hayfield
1,382
St. Marys Point
484

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Hayfield $2.97
St. Marys Point $3.20
US $3.07
🥚
Eggs (grade A, large)
Hayfield $2.43
St. Marys Point $2.61
US $2.50
🥛
Milk (whole)
Hayfield $3.91
St. Marys Point $4.21
US $4.03
🍞
Bread (white)
Hayfield $1.79
St. Marys Point $1.93
US $1.85
🍗
Chicken breast
Hayfield $4.02
St. Marys Point $4.33
US $4.14
Electricity
Hayfield $0.17
St. Marys Point $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Hayfield 44.8°F
St. Marys Point 46.5°F
Summer High
Hayfield 80°F
St. Marys Point 83°F
Winter Low
Hayfield 7°F
St. Marys Point 9°F
Rainfall
Hayfield 34.7"
St. Marys Point 29.2"
Rainy Days
Hayfield 124d
St. Marys Point 102d