Havre, MT vs Whitefish, MT

The cost of living difference between Havre, MT and Whitefish, MT is dramatic. Havre is 41.8% cheaper than Whitefish, a gap that translates to thousands of dollars per year in household expenses. Havre has a cost index of 73 while Whitefish sits at 126, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Havre is $802/month compared to $1,313/month in Whitefish — a 39% difference. Home values follow the same pattern: Havre is more affordable at $197,600 median vs $648,200.

Median household income in Havre is $58,000 compared to $71,110 in Whitefish (-18.4%). Whitefish does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Havre spend roughly 16.6% of their income on rent, less than the 22.2% in Whitefish.

Climate-wise, Havre is notably warmer with an average of 43.6°F compared to 39.5°F in Whitefish. Whitefish receives more rainfall at 26.1" per year compared to 11.8" in Havre.