Havre, MT vs Kalispell, MT

There is a significant gap in the cost of living between these two cities. Havre is 22.8% cheaper than Kalispell. With a cost index of 73 vs 95, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Havre to Kalispell should plan for substantially higher expenses across most categories.

On the housing front, median rent in Havre is $802/month compared to $1,019/month in Kalispell — a 21% difference. Home values follow the same pattern: Havre is more affordable at $197,600 median vs $381,400.

Median household income in Havre is $58,000 compared to $61,590 in Kalispell (-5.8%). Kalispell does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Havre spend roughly 16.6% of their income on rent, less than the 19.9% in Kalispell.

Climate-wise, Havre is notably warmer with an average of 43.6°F compared to 39.5°F in Kalispell. Kalispell receives more rainfall at 26.1" per year compared to 11.8" in Havre.