Havre de Grace, MD vs Owings Mills, MD

Havre de Grace is moderately more affordable than Owings Mills, with a 11.9% lower cost of living index. Havre de Grace scores 105 compared to 119 for Owings Mills, where the US average is 100. This difference means residents of Owings Mills can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Havre de Grace is $1,314/month compared to $1,815/month in Owings Mills — a 28% difference. Interestingly, home values tell a different story: while Havre de Grace has cheaper rent, Owings Mills actually has lower median home values ($335,000 vs $348,800).

Median household income in Havre de Grace is $106,798 compared to $94,046 in Owings Mills (+13.6%). Havre de Grace offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Havre de Grace spend roughly 14.8% of their income on rent, less than the 23.2% in Owings Mills.

Climate-wise, Owings Mills is notably warmer with an average of 59.1°F compared to 55.2°F in Havre de Grace. Havre de Grace receives more rainfall at 47.1" per year compared to 43.7" in Owings Mills.