Havre de Grace, MD vs Olney, MD

The cost of living difference between Havre de Grace, MD and Olney, MD is dramatic. Havre de Grace is 36% cheaper than Olney, a gap that translates to thousands of dollars per year in household expenses. Havre de Grace has a cost index of 105 while Olney sits at 163, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Havre de Grace is $1,314/month compared to $2,409/month in Olney — a 46% difference. Home values follow the same pattern: Havre de Grace is more affordable at $348,800 median vs $632,400.

Median household income in Havre de Grace is $106,798 compared to $171,766 in Olney (-37.8%). While Olney is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Havre de Grace spend roughly 14.8% of their income on rent, less than the 16.8% in Olney.

Climate-wise, Olney is notably warmer with an average of 59.3°F compared to 55.2°F in Havre de Grace. Havre de Grace receives more rainfall at 47.1" per year compared to 41.8" in Olney.