Haviland, KS vs Oswego, KS

Oswego is moderately more affordable than Haviland, with a 8.6% lower cost of living index. Haviland scores 62 compared to 57 for Oswego, where the US average is 100. This difference means residents of Haviland can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Haviland is $775/month compared to $690/month in Oswego — a 12% difference. Home values follow the same pattern: Oswego is more affordable at $80,700 median vs $93,000.

Median household income in Haviland is $71,250 compared to $51,701 in Oswego (+37.8%). While Haviland is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Haviland spend roughly 13.1% of their income on rent, less than the 16% in Oswego.