Haverstraw, NY vs Milton CDP (Saratoga County), NY

Haverstraw, NY and Milton CDP (Saratoga County), NY have a very similar cost of living, with only a 2.9% difference in their overall index. Haverstraw scores 122 while Milton CDP (Saratoga County) scores 118 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Haverstraw is $1,741/month compared to $1,881/month in Milton CDP (Saratoga County) — a 7% difference. Interestingly, home values tell a different story: while Haverstraw has cheaper rent, Milton CDP (Saratoga County) actually has lower median home values ($330,100 vs $361,800).

Median household income in Haverstraw is $67,447 compared to $103,680 in Milton CDP (Saratoga County) (-34.9%). Milton CDP (Saratoga County) offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Haverstraw spend roughly 31% of their income on rent, more than the 21.8% in Milton CDP (Saratoga County). The Milton CDP (Saratoga County) ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (52°F vs 49.4°F). Haverstraw receives more rainfall at 47.8" per year compared to 40.7" in Milton CDP (Saratoga County).