Haverhill, MA vs Winchester, MA

The cost of living difference between Haverhill, MA and Winchester, MA is dramatic. Haverhill is 39.9% cheaper than Winchester, a gap that translates to thousands of dollars per year in household expenses. Haverhill has a cost index of 123 while Winchester sits at 204, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Haverhill is $1,620/month compared to $2,271/month in Winchester — a 29% difference. Home values follow the same pattern: Haverhill is more affordable at $426,900 median vs $1,181,700.

Median household income in Haverhill is $87,675 compared to $218,176 in Winchester (-59.8%). While Winchester is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Haverhill spend roughly 22.2% of their income on rent, more than the 12.5% in Winchester.