Haverhill, MA vs Holyoke, MA

The cost of living difference between Haverhill, MA and Holyoke, MA is dramatic. Holyoke is 42.6% cheaper than Haverhill, a gap that translates to thousands of dollars per year in household expenses. Haverhill has a cost index of 123 while Holyoke sits at 86, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Haverhill is $1,620/month compared to $1,016/month in Holyoke — a 59% difference. Home values follow the same pattern: Holyoke is more affordable at $255,300 median vs $426,900.

Median household income in Haverhill is $87,675 compared to $51,892 in Holyoke (+69%). While Haverhill is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Haverhill spend roughly 22.2% of their income on rent, less than the 23.5% in Holyoke.

Climate-wise, both cities share similar average temperatures (50.1°F vs 49.4°F). Holyoke receives more rainfall at 45.2" per year compared to 40.9" in Haverhill.