Havelock, NC vs Swannanoa, NC

Swannanoa is moderately more affordable than Havelock, with a 12.2% lower cost of living index. Havelock scores 87 compared to 77 for Swannanoa, where the US average is 100. This difference means residents of Havelock can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Havelock is $1,269/month compared to $692/month in Swannanoa — a 83% difference. Interestingly, home values tell a different story: while Swannanoa has cheaper rent, Havelock actually has lower median home values ($186,800 vs $270,800).

Median household income in Havelock is $64,433 compared to $72,978 in Swannanoa (-11.7%). Swannanoa offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Havelock spend roughly 23.6% of their income on rent, more than the 11.4% in Swannanoa.