Havelock, NC vs Locust, NC

Havelock, NC and Locust, NC have a very similar cost of living, with only a 2.8% difference in their overall index. Havelock scores 87 while Locust scores 84 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Havelock is $1,269/month compared to $887/month in Locust — a 43% difference. Interestingly, home values tell a different story: while Locust has cheaper rent, Havelock actually has lower median home values ($186,800 vs $285,800).

Median household income in Havelock is $64,433 compared to $78,280 in Locust (-17.7%). Locust offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Havelock spend roughly 23.6% of their income on rent, more than the 13.6% in Locust.