Havana, FL vs Live Oak, FL

Havana, FL and Live Oak, FL have a very similar cost of living, with only a 2.7% difference in their overall index. Havana scores 73 while Live Oak scores 76 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Havana is $818/month compared to $880/month in Live Oak — a 7% difference. Interestingly, home values tell a different story: while Havana has cheaper rent, Live Oak actually has lower median home values ($158,200 vs $185,800).

Median household income in Havana is $54,153 compared to $53,578 in Live Oak (+1.1%). Havana offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Havana spend roughly 18.1% of their income on rent, less than the 19.7% in Live Oak.

Climate-wise, both cities share similar average temperatures (68.5°F vs 67°F). Havana receives more rainfall at 58.8" per year compared to 48.4" in Live Oak.