Harvey, ND vs Ray, ND

There is a significant gap in the cost of living between these two cities. Harvey is 23.1% cheaper than Ray. With a cost index of 60 vs 78, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Harvey to Ray should plan for substantially higher expenses across most categories.

On the housing front, median rent in Harvey is $631/month compared to $971/month in Ray — a 35% difference. Home values follow the same pattern: Harvey is more affordable at $118,000 median vs $211,500.

Median household income in Harvey is $42,368 compared to $69,792 in Ray (-39.3%). While Ray is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Harvey spend roughly 17.9% of their income on rent, more than the 16.7% in Ray.

Climate-wise, both cities share similar average temperatures (40.2°F vs 41.7°F). Harvey receives more rainfall at 20" per year compared to 15.1" in Ray.