Harvard, NE vs Phillips, NE

Harvard, NE and Phillips, NE have a very similar cost of living, with only a 4.2% difference in their overall index. Harvard scores 62 while Phillips scores 64 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Harvard is $720/month compared to $695/month in Phillips — a 4% difference. Interestingly, home values tell a different story: while Phillips has cheaper rent, Harvard actually has lower median home values ($98,400 vs $140,400).

Median household income in Harvard is $67,813 compared to $78,750 in Phillips (-13.9%). While Phillips is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Harvard spend roughly 12.7% of their income on rent, more than the 10.6% in Phillips.

Climate-wise, both cities share similar average temperatures (51.9°F vs 51.8°F). Phillips receives more rainfall at 26.6" per year compared to 26.4" in Harvard.