Hartsville, IN vs Monroe City, IN

Hartsville, IN and Monroe City, IN have a very similar cost of living, with only a 3% difference in their overall index. Hartsville scores 74 while Monroe City scores 71 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Hartsville is $1,031/month compared to $1,017/month in Monroe City — a 1% difference. Home values follow the same pattern: Monroe City is more affordable at $97,500 median vs $131,300.

Median household income in Hartsville is $66,875 compared to $70,250 in Monroe City (-4.8%). Monroe City offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Hartsville spend roughly 18.5% of their income on rent, more than the 17.4% in Monroe City.