Hartley, TX vs Ralls, TX

The cost of living difference between Hartley, TX and Ralls, TX is dramatic. Ralls is 57.2% cheaper than Hartley, a gap that translates to thousands of dollars per year in household expenses. Hartley has a cost index of 95 while Ralls sits at 61, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Hartley is $1,538/month compared to $774/month in Ralls — a 99% difference. Home values follow the same pattern: Ralls is more affordable at $63,300 median vs $186,700.

Median household income in Hartley is $54,050 compared to $56,438 in Ralls (-4.2%). Ralls offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Hartley spend roughly 34.1% of their income on rent, more than the 16.5% in Ralls. The Ralls ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Ralls is notably warmer with an average of 61.4°F compared to 56.8°F in Hartley. Ralls receives more rainfall at 18.3" per year compared to 15.6" in Hartley.