Hartford, WI vs Waterford, WI

Hartford is moderately more affordable than Waterford, with a 9.8% lower cost of living index. Hartford scores 88 compared to 98 for Waterford, where the US average is 100. This difference means residents of Waterford can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Hartford is $1,095/month compared to $1,278/month in Waterford — a 14% difference. Home values follow the same pattern: Hartford is more affordable at $261,300 median vs $312,700.

Median household income in Hartford is $74,252 compared to $80,380 in Waterford (-7.6%). The higher salaries in Waterford partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Hartford spend roughly 17.7% of their income on rent, less than the 19.1% in Waterford.