Hartford, WI vs Oak Creek, WI

Hartford is moderately more affordable than Oak Creek, with a 12.6% lower cost of living index. Hartford scores 88 compared to 101 for Oak Creek, where the US average is 100. This difference means residents of Oak Creek can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Hartford is $1,095/month compared to $1,397/month in Oak Creek — a 22% difference. Home values follow the same pattern: Hartford is more affordable at $261,300 median vs $305,100.

Median household income in Hartford is $74,252 compared to $93,120 in Oak Creek (-20.3%). While Oak Creek is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hartford spend roughly 17.7% of their income on rent, less than the 18% in Oak Creek.