Hartford, SD vs Madison, SD

Madison is moderately more affordable than Hartford, with a 6.1% lower cost of living index. Hartford scores 78 compared to 74 for Madison, where the US average is 100. This difference means residents of Hartford can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Hartford is $937/month compared to $874/month in Madison — a 7% difference. Home values follow the same pattern: Madison is more affordable at $191,400 median vs $223,400.

Median household income in Hartford is $95,426 compared to $62,180 in Madison (+53.5%). While Hartford is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hartford spend roughly 11.8% of their income on rent, less than the 16.9% in Madison.

Climate-wise, both cities share similar average temperatures (47.4°F vs 45.1°F). Madison receives more rainfall at 29.6" per year compared to 27.8" in Hartford.