Hartford, SD vs Hot Springs, SD

Hot Springs is moderately more affordable than Hartford, with a 9.8% lower cost of living index. Hartford scores 78 compared to 71 for Hot Springs, where the US average is 100. This difference means residents of Hartford can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Hartford is $937/month compared to $854/month in Hot Springs — a 10% difference. Home values follow the same pattern: Hot Springs is more affordable at $168,200 median vs $223,400.

Median household income in Hartford is $95,426 compared to $49,688 in Hot Springs (+92.1%). While Hartford is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hartford spend roughly 11.8% of their income on rent, less than the 20.6% in Hot Springs.

Climate-wise, Hartford is notably warmer with an average of 47.4°F compared to 43.2°F in Hot Springs. Hartford receives more rainfall at 27.8" per year compared to 19.8" in Hot Springs.