Harlowton, MT vs Libby, MT

Harlowton, MT and Libby, MT have a very similar cost of living, with only a 0.9% difference in their overall index. Harlowton scores 71 while Libby scores 71 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Harlowton is $766/month compared to $679/month in Libby — a 13% difference. Interestingly, home values tell a different story: while Libby has cheaper rent, Harlowton actually has lower median home values ($178,800 vs $218,500).

Median household income in Harlowton is $53,750 compared to $39,261 in Libby (+36.9%). Harlowton offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Harlowton spend roughly 17.1% of their income on rent, less than the 20.8% in Libby.

Climate-wise, both cities share similar average temperatures (40.6°F vs 38.6°F). Libby receives more rainfall at 45.1" per year compared to 16.8" in Harlowton.