Harlan, IN vs Middlebury, IN

Harlan is moderately more affordable than Middlebury, with a 12.2% lower cost of living index. Harlan scores 74 compared to 84 for Middlebury, where the US average is 100. This difference means residents of Middlebury can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Harlan is $939/month compared to $1,072/month in Middlebury — a 12% difference. Home values follow the same pattern: Harlan is more affordable at $166,800 median vs $230,300.

Median household income in Harlan is $73,214 compared to $81,094 in Middlebury (-9.7%). The higher salaries in Middlebury partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Harlan spend roughly 15.4% of their income on rent, less than the 15.9% in Middlebury.