Hardinsburg, KY vs Pembroke, KY

Hardinsburg is moderately more affordable than Pembroke, with a 14% lower cost of living index. Hardinsburg scores 65 compared to 75 for Pembroke, where the US average is 100. This difference means residents of Pembroke can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Hardinsburg is $729/month compared to $909/month in Pembroke — a 20% difference. Home values follow the same pattern: Hardinsburg is more affordable at $128,400 median vs $190,600.

Median household income in Hardinsburg is $56,774 compared to $69,196 in Pembroke (-18%). While Pembroke is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hardinsburg spend roughly 15.4% of their income on rent, less than the 15.8% in Pembroke.