Hardinsburg, IN vs Troy, IN

Hardinsburg, IN and Troy, IN have a very similar cost of living, with only a 2.9% difference in their overall index. Hardinsburg scores 66 while Troy scores 68 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Hardinsburg is $800/month compared to $906/month in Troy — a 12% difference. Interestingly, home values tell a different story: while Hardinsburg has cheaper rent, Troy actually has lower median home values ($95,600 vs $111,000).

Median household income in Hardinsburg is $35,250 compared to $50,000 in Troy (-29.5%). While Troy is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hardinsburg spend roughly 27.2% of their income on rent, more than the 21.7% in Troy.