Hardin, MT vs Thompson Falls, MT

Hardin, MT and Thompson Falls, MT have a very similar cost of living, with only a 2.1% difference in their overall index. Hardin scores 66 while Thompson Falls scores 65 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Hardin is $726/month compared to $575/month in Thompson Falls — a 26% difference. Interestingly, home values tell a different story: while Thompson Falls has cheaper rent, Hardin actually has lower median home values ($142,800 vs $182,200).

Median household income in Hardin is $60,463 compared to $53,203 in Thompson Falls (+13.6%). While Hardin is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hardin spend roughly 14.4% of their income on rent, more than the 13% in Thompson Falls.

Climate-wise, Hardin is notably warmer with an average of 48.2°F compared to 38.6°F in Thompson Falls. Thompson Falls receives more rainfall at 45.1" per year compared to 14.3" in Hardin.