Hardin, MT vs Havre, MT

Hardin is moderately more affordable than Havre, with a 9.3% lower cost of living index. Hardin scores 66 compared to 73 for Havre, where the US average is 100. This difference means residents of Havre can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Hardin is $726/month compared to $802/month in Havre — a 10% difference. Home values follow the same pattern: Hardin is more affordable at $142,800 median vs $197,600.

Median household income in Hardin is $60,463 compared to $58,000 in Havre (+4.2%). Hardin offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Hardin spend roughly 14.4% of their income on rent, less than the 16.6% in Havre.

Climate-wise, Hardin is notably warmer with an average of 48.2°F compared to 43.6°F in Havre. Hardin receives more rainfall at 14.3" per year compared to 11.8" in Havre.