Harbour Heights, FL vs Key Largo, FL

The cost of living difference between Harbour Heights, FL and Key Largo, FL is dramatic. Harbour Heights is 35.1% cheaper than Key Largo, a gap that translates to thousands of dollars per year in household expenses. Harbour Heights has a cost index of 94 while Key Largo sits at 145, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Harbour Heights is $1,088/month compared to $1,889/month in Key Largo — a 42% difference. Home values follow the same pattern: Harbour Heights is more affordable at $319,900 median vs $626,300.

Median household income in Harbour Heights is $60,885 compared to $78,906 in Key Largo (-22.8%). The higher salaries in Key Largo partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Harbour Heights spend roughly 21.4% of their income on rent, less than the 28.7% in Key Largo.

Climate-wise, both cities share similar average temperatures (74.3°F vs 76.2°F). Key Largo receives more rainfall at 56.1" per year compared to 53" in Harbour Heights.