Hana, HI vs Kapaau, HI

The cost of living difference between Hana, HI and Kapaau, HI is dramatic. Kapaau is 47.6% cheaper than Hana, a gap that translates to thousands of dollars per year in household expenses. Hana has a cost index of 194 while Kapaau sits at 131, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Hana is $3,501/month compared to $1,497/month in Kapaau — a 134% difference. Home values follow the same pattern: Kapaau is more affordable at $577,600 median vs $610,200.

Median household income in Hana is $52,304 compared to $74,583 in Kapaau (-29.9%). Kapaau offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Hana spend roughly 80.3% of their income on rent, more than the 24.1% in Kapaau. The Kapaau ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.