Hampton Beach, NH vs Troy, NH

The cost of living difference between Hampton Beach, NH and Troy, NH is dramatic. Troy is 31.3% cheaper than Hampton Beach, a gap that translates to thousands of dollars per year in household expenses. Hampton Beach has a cost index of 119 while Troy sits at 91, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Hampton Beach is $1,454/month compared to $1,200/month in Troy — a 21% difference. Home values follow the same pattern: Troy is more affordable at $201,000 median vs $443,200.

Median household income in Hampton Beach is $75,363 compared to $90,938 in Troy (-17.1%). Troy offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Hampton Beach spend roughly 23.2% of their income on rent, more than the 15.8% in Troy.

Climate-wise, both cities share similar average temperatures (46.9°F vs 46.4°F). Hampton Beach receives more rainfall at 47" per year compared to 46.4" in Troy.