Hampton Bays, NY vs Niagara Falls, NY

The cost of living difference between Hampton Bays, NY and Niagara Falls, NY is dramatic. Niagara Falls is 152.3% cheaper than Hampton Bays, a gap that translates to thousands of dollars per year in household expenses. Hampton Bays has a cost index of 165 while Niagara Falls sits at 66, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Hampton Bays is $2,291/month compared to $784/month in Niagara Falls — a 192% difference. Home values follow the same pattern: Niagara Falls is more affordable at $104,400 median vs $688,900.

Median household income in Hampton Bays is $129,080 compared to $48,535 in Niagara Falls (+166%). While Hampton Bays is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hampton Bays spend roughly 21.3% of their income on rent, more than the 19.4% in Niagara Falls.

Climate-wise, both cities share similar average temperatures (50.2°F vs 47.7°F). Hampton Bays receives more rainfall at 43.5" per year compared to 33" in Niagara Falls.