Hamilton, OH vs Oxford, OH

Hamilton is moderately more affordable than Oxford, with a 8.5% lower cost of living index. Hamilton scores 75 compared to 82 for Oxford, where the US average is 100. This difference means residents of Oxford can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Hamilton is $974/month compared to $989/month in Oxford — a 2% difference. Home values follow the same pattern: Hamilton is more affordable at $152,300 median vs $232,200.

Median household income in Hamilton is $54,293 compared to $42,147 in Oxford (+28.8%). Hamilton offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Hamilton spend roughly 21.5% of their income on rent, less than the 28.2% in Oxford.