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Hamilton, OH vs Kettering, OH

75
Hamilton
Ohio
VS
-3.8%
78
Kettering
Ohio

Hamilton, OH and Kettering, OH have a very similar cost of living, with only a 3.8% difference in their overall index. Hamilton scores 75 while Kettering scores 78 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Hamilton is $974/month compared to $983/month in Kettering — a 1% difference. Home values follow the same pattern: Hamilton is more affordable at $152,300 median vs $192,500.

Median household income in Hamilton is $54,293 compared to $71,619 in Kettering (-24.2%). While Kettering is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hamilton spend roughly 21.5% of their income on rent, more than the 16.5% in Kettering.

Climate-wise, both cities share similar average temperatures (53.8°F vs 54.1°F). Hamilton receives more rainfall at 41.4" per year compared to 41" in Kettering.

Income & Cost

Cost of Living Index
Hamilton
75
4% cheaper
Kettering
78
Median Household Income
Hamilton
$54,293
Kettering
$71,619
24% higher

Housing

Median Rent
Hamilton
$974
1% cheaper
Kettering
$983
Median Home Value
Hamilton
$152,300
21% cheaper
Kettering
$192,500
Population
Hamilton
63,124
Kettering
57,442

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Hamilton $2.89
Kettering $2.89
US $3.07
🥚
Eggs (grade A, large)
Hamilton $2.36
Kettering $2.35
US $2.50
🥛
Milk (whole)
Hamilton $3.80
Kettering $3.79
US $4.03
🍞
Bread (white)
Hamilton $1.75
Kettering $1.74
US $1.85
🍗
Chicken breast
Hamilton $3.91
Kettering $3.90
US $4.14
Electricity
Hamilton $0.17
Kettering $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Hamilton 53.8°F
Kettering 54.1°F
Summer High
Hamilton 87°F
Kettering 86°F
Winter Low
Hamilton 22°F
Kettering 22°F
Rainfall
Hamilton 41.4"
Kettering 41"
Rainy Days
Hamilton 143d
Kettering 140d