Hamburg, IA vs Terril, IA

Hamburg is moderately more affordable than Terril, with a 12.2% lower cost of living index. Hamburg scores 62 compared to 71 for Terril, where the US average is 100. This difference means residents of Terril can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Hamburg is $717/month compared to $1,036/month in Terril — a 31% difference. Interestingly, home values tell a different story: while Hamburg has cheaper rent, Terril actually has lower median home values ($95,400 vs $107,300).

Median household income in Hamburg is $57,727 compared to $42,917 in Terril (+34.5%). Hamburg offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Hamburg spend roughly 14.9% of their income on rent, less than the 29% in Terril.

Climate-wise, Hamburg is notably warmer with an average of 53.1°F compared to 44.6°F in Terril. Hamburg receives more rainfall at 34.7" per year compared to 29.3" in Terril.