Hagerstown, IN vs Pendleton, IN

There is a significant gap in the cost of living between these two cities. Hagerstown is 26.5% cheaper than Pendleton. With a cost index of 64 vs 87, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Hagerstown to Pendleton should plan for substantially higher expenses across most categories.

On the housing front, median rent in Hagerstown is $732/month compared to $1,154/month in Pendleton — a 37% difference. Home values follow the same pattern: Hagerstown is more affordable at $115,600 median vs $236,200.

Median household income in Hagerstown is $59,350 compared to $87,971 in Pendleton (-32.5%). While Pendleton is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Hagerstown spend roughly 14.8% of their income on rent, less than the 15.7% in Pendleton.