Hadley, NY vs Madison, NY

Hadley, NY and Madison, NY have a very similar cost of living, with only a 2.7% difference in their overall index. Hadley scores 79 while Madison scores 81 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Hadley is $950/month compared to $1,275/month in Madison — a 26% difference. Interestingly, home values tell a different story: while Hadley has cheaper rent, Madison actually has lower median home values ($105,800 vs $188,600).

Median household income in Hadley is $79,554 compared to $43,750 in Madison (+81.8%). Hadley offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Hadley spend roughly 14.3% of their income on rent, less than the 35% in Madison. The Hadley ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (45.7°F vs 46.7°F). Madison receives more rainfall at 44" per year compared to 38.2" in Hadley.