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Grand Terrace, CA vs Montclair, CA

130
Grand Terrace
California
VS
-4.5%
136
Montclair
California

Grand Terrace, CA and Montclair, CA have a very similar cost of living, with only a 4.5% difference in their overall index. Grand Terrace scores 130 while Montclair scores 136 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Grand Terrace is $1,782/month compared to $1,759/month in Montclair — a 1% difference. Interestingly, home values tell a different story: while Montclair has cheaper rent, Grand Terrace actually has lower median home values ($465,800 vs $549,600).

Median household income in Grand Terrace is $83,668 compared to $76,338 in Montclair (+9.6%). Grand Terrace offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Grand Terrace spend roughly 25.6% of their income on rent, less than the 27.7% in Montclair.

Climate-wise, both cities share similar average temperatures (66.2°F vs 66.8°F). Montclair receives more rainfall at 11.6" per year compared to 9.4" in Grand Terrace.

Income & Cost

Cost of Living Index
Grand Terrace
130
5% cheaper
Montclair
136
Median Household Income
Grand Terrace
$83,668
9% higher
Montclair
$76,338

Housing

Median Rent
Grand Terrace
$1,782
Montclair
$1,759
1% cheaper
Median Home Value
Grand Terrace
$465,800
15% cheaper
Montclair
$549,600
Population
Grand Terrace
13,069
Montclair
37,809

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Grand Terrace $2,020
Montclair $2,020
1 Bed
Grand Terrace $2,148
Montclair $2,148
2 Bed
Grand Terrace $2,675
Montclair $2,675
3 Bed
Grand Terrace $3,520
Montclair $3,520
4 Bed
Grand Terrace $4,178
Montclair $4,178

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Grand Terrace $3.13
Montclair $3.13
US $3.07
🥚
Eggs (grade A, large)
Grand Terrace $2.55
Montclair $2.55
US $2.50
🥛
Milk (whole)
Grand Terrace $4.11
Montclair $4.11
US $4.03
🍞
Bread (white)
Grand Terrace $1.89
Montclair $1.89
US $1.85
🍗
Chicken breast
Grand Terrace $4.22
Montclair $4.22
US $4.14
Electricity
Grand Terrace $0.31
Montclair $0.31
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Grand Terrace 66.2°F
Montclair 66.8°F
Summer High
Grand Terrace 93°F
Montclair 94°F
Winter Low
Grand Terrace 44°F
Montclair 45°F
Rainfall
Grand Terrace 9.4"
Montclair 11.6"
Rainy Days
Grand Terrace 35d
Montclair 36d