Grand Terrace, CA vs Montclair, CA
Grand Terrace, CA and Montclair, CA have a very similar cost of living, with only a 4.5% difference in their overall index. Grand Terrace scores 130 while Montclair scores 136 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.
On the housing front, median rent in Grand Terrace is $1,782/month compared to $1,759/month in Montclair — a 1% difference. Interestingly, home values tell a different story: while Montclair has cheaper rent, Grand Terrace actually has lower median home values ($465,800 vs $549,600).
Median household income in Grand Terrace is $83,668 compared to $76,338 in Montclair (+9.6%). Grand Terrace offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Grand Terrace spend roughly 25.6% of their income on rent, less than the 27.7% in Montclair.
Climate-wise, both cities share similar average temperatures (66.2°F vs 66.8°F). Montclair receives more rainfall at 11.6" per year compared to 9.4" in Grand Terrace.
Income & Cost
Housing
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Rent by Bedroom Size
HUD Fair Market Rent (FY 2026) — metro area average
Everyday Prices
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Climate
NOAA 30-year normals (1991-2020)