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Grand Bay, AL vs Locust Fork, AL

72
Grand Bay
Alabama
VS
-7.6%
78
Locust Fork
Alabama

Grand Bay is moderately more affordable than Locust Fork, with a 7.6% lower cost of living index. Grand Bay scores 72 compared to 78 for Locust Fork, where the US average is 100. This difference means residents of Locust Fork can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Grand Bay is $963/month compared to $1,054/month in Locust Fork — a 9% difference. Home values follow the same pattern: Grand Bay is more affordable at $143,800 median vs $169,600.

Median household income in Grand Bay is $62,318 compared to $42,045 in Locust Fork (+48.2%). Grand Bay offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Grand Bay spend roughly 18.5% of their income on rent, less than the 30.1% in Locust Fork. The Grand Bay ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Grand Bay is notably warmer with an average of 67.8°F compared to 63.9°F in Locust Fork. Grand Bay receives more rainfall at 61.7" per year compared to 56.6" in Locust Fork.

Income & Cost

Cost of Living Index
Grand Bay
72
8% cheaper
Locust Fork
78
Median Household Income
Grand Bay
$62,318
33% higher
Locust Fork
$42,045

Housing

Median Rent
Grand Bay
$963
9% cheaper
Locust Fork
$1,054
Median Home Value
Grand Bay
$143,800
15% cheaper
Locust Fork
$169,600
Population
Grand Bay
3,765
Locust Fork
1,312

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Grand Bay $841
Locust Fork $971
13% cheaper
1 Bed
Grand Bay $909
Locust Fork $1,088
16% cheaper
2 Bed
Grand Bay $1,079
Locust Fork $1,208
11% cheaper
3 Bed
Grand Bay $1,411
Locust Fork $1,517
7% cheaper
4 Bed
Grand Bay $1,441
Locust Fork $1,720
16% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Grand Bay $2.90
Locust Fork $2.90
US $3.07
🥚
Eggs (grade A, large)
Grand Bay $2.37
Locust Fork $2.37
US $2.50
🥛
Milk (whole)
Grand Bay $3.81
Locust Fork $3.81
US $4.03
🍞
Bread (white)
Grand Bay $1.75
Locust Fork $1.75
US $1.85
🍗
Chicken breast
Grand Bay $3.92
Locust Fork $3.92
US $4.14
Electricity
Grand Bay $0.17
Locust Fork $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Grand Bay 67.8°F
Locust Fork 63.9°F
Summer High
Grand Bay 91°F
Locust Fork 91°F
Winter Low
Grand Bay 41°F
Locust Fork 35°F
Rainfall
Grand Bay 61.7"
Locust Fork 56.6"
Rainy Days
Grand Bay 118d
Locust Fork 118d