Graham, TX vs Shallowater, TX

Graham is moderately more affordable than Shallowater, with a 9.5% lower cost of living index. Graham scores 77 compared to 85 for Shallowater, where the US average is 100. This difference means residents of Shallowater can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Graham is $970/month compared to $1,179/month in Shallowater — a 18% difference. Home values follow the same pattern: Graham is more affordable at $173,000 median vs $210,400.

Median household income in Graham is $58,525 compared to $79,848 in Shallowater (-26.7%). While Shallowater is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Graham spend roughly 19.9% of their income on rent, more than the 17.7% in Shallowater.

Climate-wise, Graham is notably warmer with an average of 65.1°F compared to 61.4°F in Shallowater. Graham receives more rainfall at 31.8" per year compared to 18.3" in Shallowater.