Graham, TX vs Olney, TX

The cost of living difference between Graham, TX and Olney, TX is dramatic. Olney is 47.4% cheaper than Graham, a gap that translates to thousands of dollars per year in household expenses. Graham has a cost index of 77 while Olney sits at 52, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Graham is $970/month compared to $436/month in Olney — a 123% difference. Home values follow the same pattern: Olney is more affordable at $92,200 median vs $173,000.

Median household income in Graham is $58,525 compared to $39,231 in Olney (+49.2%). While Graham is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Graham spend roughly 19.9% of their income on rent, more than the 13.3% in Olney.

Climate-wise, both cities share similar average temperatures (65.1°F vs 63.7°F). Graham receives more rainfall at 31.8" per year compared to 27.9" in Olney.