Graford, TX vs Zephyr, TX

Zephyr is moderately more affordable than Graford, with a 6.5% lower cost of living index. Graford scores 68 compared to 64 for Zephyr, where the US average is 100. This difference means residents of Graford can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Graford is $875/month compared to $850/month in Zephyr — a 3% difference. Home values follow the same pattern: Zephyr is more affordable at $65,000 median vs $106,700.

Median household income in Graford is $57,917 compared to $29,543 in Zephyr (+96%). While Graford is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Graford spend roughly 18.1% of their income on rent, less than the 34.5% in Zephyr. The Graford ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.