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Goleta, CA vs Home Gardens, CA

194
Goleta
California
VS
+47.9%
131
Home Gardens
California

The cost of living difference between Goleta, CA and Home Gardens, CA is dramatic. Home Gardens is 47.9% cheaper than Goleta, a gap that translates to thousands of dollars per year in household expenses. Goleta has a cost index of 194 while Home Gardens sits at 131, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Goleta is $2,385/month compared to $1,744/month in Home Gardens — a 37% difference. Home values follow the same pattern: Home Gardens is more affordable at $498,800 median vs $1,002,500.

Median household income in Goleta is $118,039 compared to $92,344 in Home Gardens (+27.8%). The higher salaries in Goleta partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Goleta spend roughly 24.2% of their income on rent, more than the 22.7% in Home Gardens.

Climate-wise, Home Gardens is notably warmer with an average of 66.2°F compared to 59.3°F in Goleta. Goleta receives more rainfall at 17.3" per year compared to 9.4" in Home Gardens.

Income & Cost

Cost of Living Index
Goleta
194
Home Gardens
131
32% cheaper
Median Household Income
Goleta
$118,039
22% higher
Home Gardens
$92,344

Housing

Median Rent
Goleta
$2,385
Home Gardens
$1,744
27% cheaper
Median Home Value
Goleta
$1,002,500
Home Gardens
$498,800
50% cheaper
Population
Goleta
32,693
Home Gardens
11,430

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Goleta $2,770
Home Gardens $2,020
27% cheaper
1 Bed
Goleta $3,090
Home Gardens $2,148
30% cheaper
2 Bed
Goleta $3,520
Home Gardens $2,675
24% cheaper
3 Bed
Goleta $4,590
Home Gardens $3,520
23% cheaper
4 Bed
Goleta $5,230
Home Gardens $4,178
20% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Goleta $3.22
Home Gardens $3.13
US $3.07
🥚
Eggs (grade A, large)
Goleta $2.62
Home Gardens $2.55
US $2.50
🥛
Milk (whole)
Goleta $4.22
Home Gardens $4.11
US $4.03
🍞
Bread (white)
Goleta $1.94
Home Gardens $1.89
US $1.85
🍗
Chicken breast
Goleta $4.35
Home Gardens $4.22
US $4.14
Electricity
Goleta $0.25
Home Gardens $0.31
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Goleta 59.3°F
Home Gardens 66.2°F
Summer High
Goleta 73°F
Home Gardens 93°F
Winter Low
Goleta 41°F
Home Gardens 44°F
Rainfall
Goleta 17.3"
Home Gardens 9.4"
Rainy Days
Goleta 39d
Home Gardens 35d