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Girard, IL vs Potomac, IL

65
Girard
Illinois
VS
+3.2%
63
Potomac
Illinois

Girard, IL and Potomac, IL have a very similar cost of living, with only a 3.2% difference in their overall index. Girard scores 65 while Potomac scores 63 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Girard is $775/month compared to $742/month in Potomac — a 4% difference. Home values follow the same pattern: Potomac is more affordable at $79,600 median vs $96,300.

Median household income in Girard is $40,250 compared to $52,404 in Potomac (-23.2%). Potomac offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Girard spend roughly 23.1% of their income on rent, more than the 17% in Potomac.

Climate-wise, both cities share similar average temperatures (54°F vs 52.3°F). Potomac receives more rainfall at 40.4" per year compared to 38" in Girard.

Income & Cost

Cost of Living Index
Girard
65
Potomac
63
3% cheaper
Median Household Income
Girard
$40,250
Potomac
$52,404
23% higher

Housing

Median Rent
Girard
$775
Potomac
$742
4% cheaper
Median Home Value
Girard
$96,300
Potomac
$79,600
17% cheaper
Population
Girard
1,740
Potomac
612

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Girard $3.03
Potomac
US $3.07
🥚
Eggs (grade A, large)
Girard $2.47
Potomac
US $2.50
🥛
Milk (whole)
Girard $3.97
Potomac
US $4.03
🍞
Bread (white)
Girard $1.83
Potomac
US $1.85
🍗
Chicken breast
Girard $4.09
Potomac
US $4.14
Electricity
Girard $0.15
Potomac
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Girard 54°F
Potomac 52.3°F
Summer High
Girard 87°F
Potomac 88°F
Winter Low
Girard 20°F
Potomac 16°F
Rainfall
Girard 38"
Potomac 40.4"
Rainy Days
Girard 115d
Potomac 102d