Gilroy, CA vs Rancho Cucamonga, CA

There is a significant gap in the cost of living between these two cities. Rancho Cucamonga is 15% cheaper than Gilroy. With a cost index of 164 vs 188, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Rancho Cucamonga to Gilroy should plan for substantially higher expenses across most categories.

On the housing front, median rent in Gilroy is $2,270/month compared to $2,286/month in Rancho Cucamonga — a 1% difference. Interestingly, home values tell a different story: while Gilroy has cheaper rent, Rancho Cucamonga actually has lower median home values ($694,400 vs $975,800).

Median household income in Gilroy is $131,554 compared to $109,511 in Rancho Cucamonga (+20.1%). While Gilroy is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Gilroy spend roughly 20.7% of their income on rent, less than the 25% in Rancho Cucamonga.

Climate-wise, Rancho Cucamonga is notably warmer with an average of 66.8°F compared to 57.2°F in Gilroy. Gilroy receives more rainfall at 22.4" per year compared to 11.6" in Rancho Cucamonga.