Gilman, MN vs St. Stephen, MN

Gilman is moderately more affordable than St. Stephen, with a 5.5% lower cost of living index. Gilman scores 77 compared to 82 for St. Stephen, where the US average is 100. This difference means residents of St. Stephen can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Gilman is $920/month compared to $1,025/month in St. Stephen — a 10% difference. Home values follow the same pattern: Gilman is more affordable at $221,100 median vs $237,600.

Median household income in Gilman is $68,750 compared to $94,875 in St. Stephen (-27.5%). While St. Stephen is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Gilman spend roughly 16.1% of their income on rent, more than the 13% in St. Stephen.

Climate-wise, both cities share similar average temperatures (42.9°F vs 42.9°F). St. Stephen receives more rainfall at 28.5" per year compared to 28.5" in Gilman.